• Reviews credit applications for completeness, consistency with internal policies, and follows up as needed with Front Office.
• Performs impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and engineer report.
• Reviews in detail and/or prepare internal rating models (Anadefi), making corrections as needed.
• Makes recommendations in consultation with Sector Credit Officer regarding exposure, ratings, structure.
• Completes timely all internal risk systems.
• Coordinates with Paris questions which may arise in credit proposal and analyses for names which are under Head Office delegation.
• Responds to requests from Loan Review and internal and external auditors.
Qualifications:
Minimum seven years of credit or finance experience preferably at a bank or rating agency